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Chevrolet Captiva Sport Insurance Cost

You have lots of choices when shopping for car insurance for your Chevrolet vehicle. You can either contact your neighborhood insurance agent or shop online to check prices from many different auto insurance companies. Shopping for auto insurance through online rate quotes is easy and at the same time you will probably save money.

Consumers not familiar with comparison shopping may think buying cheap Captiva Sport insurance is going to be difficult. Lowering your Captiva Sport insurance rates can be surprisingly simple. You just need to take a few minutes comparing rates from different insurance companies. This is very easy and can be done by completing this short form.

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What factors impact the rate you pay?

Insurance rates for a Chevrolet Captiva Sport will vary greatly based upon several criteria. Taken into consideration are:

  • The performance level of your Captiva Sport
  • Your accident history
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Your birth date
  • Having a spouse can save money
  • Special coverage such as replacement cost
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Chevrolet is the year of manufacture. New vehicles have a higher replacement value so repair costs are higher which will push premiums up. On the flip side, newer vehicles may have options like adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance so those may give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Captiva Sport from available model years below.

Auto liability

Liability insurance can cover damages or injuries you inflict on other people or property by causing an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so purchase as much as you can afford.

Collision insurance

Collision coverage covers damage to your Chevrolet caused by collision with an object or car. You have to pay a deductible and then insurance will cover the remainder. Captiva Sport collision insurance is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to get cheaper Captiva Sport insurance cost.

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used to fill the gap from your health insurance plan or if you lack health insurance entirely. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Captiva Sport Insurance Rates?