Vehicles > Cadillac > SRX

Cadillac SRX Insurance Rates

There are many options when trying to insure your Cadillac vehicle. You can either contact your neighborhood insurance agent or go online to compare pricing from many different auto insurance companies. Finding cheaper auto insurance through online rate quotes can be fast and easy and there is a good chance you will probably save money.

If you are a novice to online auto insurance shopping, you can be overwhelmed by the hoards of online companies competing for your business. Finding a lower price on Cadillac SRX insurance can be surprisingly simple. You just have to take a little time comparing rates provided by online insurance companies. It is quite easy and can be accomplished by visiting this page.

FREE Car Insurance Comparison

Insurance rates paid to insure a Cadillac SRX can be significantly different depending on several factors. Some of these factors include:

  • Higher performance SRX vehicles cost more
  • How many accidents you have had
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Mature drivers pay less
  • Being married can lower rates
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you own your home

One last important factor which can affect the rate you pay on your Cadillac is the year of manufacture. A newer vehicle have a higher actual cash value so the cost to replace them may end up costing you more. On the flip side, new Cadillac models may have options like lane departure warning system, a telematics system, and adaptive headlights that may help provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your SRX below.

Auto liability

This coverage provides protection from damage that occurs to a person or their property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision coverage

This pays to fix your vehicle from damage from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Cadillac SRX insurance rates.

Comprehensive auto coverage

This will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection when other motorists either have no liability insurance or not enough. Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not universally available but can be used in place of medical payments coverage.

How Much are Cadillac SRX Insurance Rates?