Buick Riviera Insurance Rates

There are many options when attempting to insure your Buick vehicle. You can get prices from an agent or shop online to check prices from car insurance companies. Comparing auto insurance from online rate quotes is easy and there is a good chance you can save money.

Beginners to shopping for insurance may think purchasing low-cost Riviera insurance is more work than they want to put in. Getting cheaper insurance rates doesn't have to be difficult. The only requirement is to invest a few minutes getting comparison quotes from different insurance companies. This can be done by completing this short form.

FREE Car Insurance Comparison

Car insurance premiums on a Buick Riviera can vary widely based upon several criteria. Some of these factors include:

The performance level of your Riviera
Any accidents you may have
Home and auto can earn discounts
Pleasure use vs. commuting use
Extra coverages like towing and rental
Your claim history
Maintaining coverage lowers rates
Whether you own your home

An additional factor that can impact Riviera insurance rates is the year of the vehicle. New vehicles have a higher value than older models so repair costs are higher which can inflate annual premiums. But new Buick models may have safety features including forward-collision avoidance, adaptive cruise control, and lane departure warning system which can give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Riviera below.

Liability insurance

Liability insurance provides protection from damage that occurs to people or other property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy higher limits if possible.

Auto collision coverage

This coverage pays to fix your vehicle from damage resulting from a collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Riviera can be pricey, so consider dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive protection

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Medical expense coverage

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Buick Riviera Insurance Rates?