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Buick Regal Sportback Insurance Cost

Drivers have lots of options when finding cheaper insurance coverage on your Buick vehicle. You can buy from a local agent or price shop online to compare rates from insurance carriers. Finding cheaper auto insurance by getting online quotes is simple to do, plus you might just save a little.

Finding the best direct price on auto insurance can be difficult if you have never used online quotes. But don't let that discourage you because comparing prices is actually very simple. Finding cheaper coverage prices can be relatively painless. All you need to do is take the time to get quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

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Premiums are calculated by these factors

Auto insurance rates for a Buick Regal Sportback can vary widely subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Claims drive up premiums
  • No coverage lapses saves money
  • Home ownership saves money

A final factor which can affect Regal Sportback insurance cost is the model year. Newer models have a higher actual cash value in comparison to later models so the payout to repair can inflate annual premiums. Conversely, newer models may have a trim level with safety features such as traction control, adaptive headlights, and automatic crash notification which can lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Regal Sportback from the list below.

Liability

Regal Sportback liability coverage protects you from damage or injury you incur to other people or property that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision protection

This pays for damage to your Buick caused by collision with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Regal Sportback collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive or Other Than Collision

Comprehensive insurance pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Buick Regal Sportback comprehensive insurance. The maximum payout your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.

Medical costs insurance

Med pay and PIP coverage reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Buick Regal Sportback Insurance Rates?