Buying auto insurance through online companies saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is to take the time to get rates from all companies in order to have every possible rate.
Shopping online for auto insurance can be a challenge if you are a beginner to online quotes. But don't be discouraged because comparing prices is actually very simple. Reducing your Regal insurance cost is not a difficult process. All that's required is to spend a few minutes on the computer to get quotes online from several insurance companies. This can be accomplished by comparing rates here.
FREE Car Insurance Comparison
Auto insurance rates on a Buick Regal can vary widely and are calculated by many factors. Some of these factors include:
A final factor that helps determine Regal insurance quotes is the model year. Newer models cost more in comparison to later models so the costs to repair can inflate annual premiums. On the flip side, newer models may have a trim level with safety features like a rollover prevention system, a backup camera, a telematics system, and adaptive cruise control which can lower rates.
For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.
Coverage for liability
This protects you from damage that occurs to people or other property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying higher limits if possible.
Collision coverage protection
Collision insurance pays for damage to your Buick resulting from a collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Regal can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible to get cheaper Regal insurance quotes.
Comprehensive coverage (or Other than Collision)
This coverage pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Buick Regal comprehensive insurance. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.
Coverage for uninsured or underinsured drivers
Your UM/UIM coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.
Insurance for medical payments
Med pay and PIP coverage kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP coverage is not available in all states and gives slightly broader coverage than med pay.
How Much are Buick Regal Insurance Rates?