BMW M2 Insurance Rates

There are many options when insurance shopping for your BMW vehicle. You can buy direct from your neighborhood insurance agent or price shop online to compare rates from car insurance companies. Comparing auto insurance from online rate quotes is simple to do and there is a good chance you will probably save money.

Using the web to shop for auto insurance direct can be a challenge if you have never used online quoting. But don't let that discourage you because there is an easy way to compare rates. Cutting your BMW M2 insurance cost doesn't have to be difficult. Drivers just need to take a couple of minutes comparing rates online with multiple companies. This can be done by comparing rates here.

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Insurance rates for a BMW M2 can fluctuate considerably subject to many criteria. Some of these factors include:

• More performance equals higher cost
• Accidents raise premiums
• Home and auto can earn discounts
• Use of your vehicle
• Extra coverages like towing and rental
• No claims lowers premiums
• No coverage lapses saves money
• Whether you own your home

One last important factor that can impact the rate you pay on your BMW is the year of manufacture. Newer models have a higher value so the payout to repair may result in higher rates. Conversely, more recent BMW vehicles may have options such as an advanced theft deterrent system, adaptive cruise control, active head restraints, and a telematics system which may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your M2 below.

• 2018 BMW M2 Insurance Rates
• 2017 BMW M2 Insurance Rates
• 2016 BMW M2 Insurance Rates

Liability insurance - BMW M2 liability coverage will cover damage that occurs to other people or property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision - This coverage will pay to fix damage to your BMW caused by collision with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. BMW M2 collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. You can also choose a higher deductible to bring the cost down.

Comprehensive protection - Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

UM/UIM Coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical expense coverage - Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance program or if you do not have health coverage. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are BMW M2 Insurance Rates?