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Audi RS 5 Insurance Cost

Finding cheaper auto insurance online is simple to do and there is a good chance you will probably save money. The critical component is to compare rates from all companies in order to accurately compare all possible prices.

Finding the best direct price on auto insurance can be a challenge if you have never used online rate quotes. But don't be discouraged because there is an easy way to compare rates. Finding cheaper coverage prices is not rocket science. All you need to do is take the time comparing rates online with multiple companies. It is quite easy and can be accomplished by getting a quick quote here.

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Insurance rates on a Audi RS 5 will vary greatly subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Your credit history
  • Your gender can raise or lower rates
  • The deductible you choose
  • Safety rating of your RS 5
  • No claims lowers premiums
  • No coverage lapses saves money
  • Whether you own your home

One last important factor which can affect the rate you pay on your Audi is the year of manufacture. Models that are new have a higher actual cash value so the payout to repair will push premiums up. Conversely, newer models may have options such as forward-collision avoidance, sideview assist mirrors, and all-wheel drive so those may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Audi RS 5 liability coverage protects you from damage that occurs to people or other property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as much as you can afford.

Collision protection

This pays for damage to your Audi resulting from a collision with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Audi RS 5 can be pricey, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive coverage

This coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection from other drivers when they do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP

Med pay and PIP coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance plan or if you do not have health coverage. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Audi RS 5 Insurance Rates?