Vehicles > Audi > R8

Audi R8 Insurance Rates

Comparing auto insurance by quoting online can be fast and easy and at the same time you can save money. The most important part is getting as many rate quotes as possible in order to have the lowest priced insurance.

If you've never shopped for auto insurance online, it's easy to be confused by the hoards of auto insurance companies offering insurance. Getting better Audi R8 insurance cost is a fairly straight forward process. Just take time getting comparison quotes provided by online insurance companies. This can be done by comparing rates here.

FREE Car Insurance Comparison

Which factors influence car insurance premiums?

Car insurance premiums for a Audi R8 can be significantly different depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Your claim history
  • No coverage lapses saves money
  • Whether you rent or own your home

An additional factor that can impact Audi R8 insurance rates is the year of the vehicle. Newer models have a higher value than older models so the cost to replace them may end up costing you more. Conversely, newer models may have safety features such as pedestrian detection, automatic crash notification, and tire pressure monitors that may help lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverages - This coverage protects you from damages or injuries you inflict on other people or property. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision coverage - This coverage pays for damage to your Audi caused by collision with an object or car. You first must pay a deductible then your collision coverage will kick in. Audi R8 collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverages - Comprehensive insurance pays for damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Coverage for medical payments - Med pay and PIP coverage pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Audi R8 Insurance Rates?