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Audi 80 Insurance Cost

You have lots of choices when finding cheaper insurance coverage on your Audi vehicle. You can buy from your neighborhood insurance agent or go online to check prices from insurance providers. Finding cheaper car insurance by comparing rates online can be fast and easy and at the same time you will probably save money.

If you are a novice to online car insurance shopping, it's easy to be confused by the hoards of online companies competing for your business. To find the best car insurance prices, there are several ways to get quotes and find the best price. The easiest way by far to find competitive Audi 80 insurance rates is to perform an online rate comparison. It is quite easy and can be accomplished by completing this short form.

FREE Car Insurance Comparison

Which factors influence the rate you pay?

Insurance rates paid to insure a Audi 80 will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance 80 vehicles cost more
  • Your accident history
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Special coverage such as replacement cost
  • Your profession
  • Insurance coverage level
  • Whether you rent or own your home

One last important factor which can affect the rate you pay on your Audi is the year of manufacture. Models that are a few years old have a reduced actual cash value so the costs to repair may result in lower rates. Although more recent Audi vehicles may have options included like adaptive cruise control, lane departure warning system, and pedestrian detection so those may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your 80 from available model years below.

Auto liability insurance

This coverage will cover damages or injuries you inflict on a person or their property that is your fault. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision protection

This will pay to fix damage to your Audi from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper Audi 80 insurance cost.

Comprehensive insurance

This pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured or underinsured coverage

This protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Audi 80 Insurance Rates?