Vehicles > Acura > NSX

Acura NSX Insurance Cost

You have many choices when finding cheaper insurance coverage on your Acura vehicle. You can buy direct from an agent or get quotes online to compare rates from insurance providers. Finding cheaper auto insurance by comparing rates online saves time, is easy to do, in addition you can save money.

Finding the best direct price on auto insurance can be complicated if you are a beginner to online quotes. But don't be discouraged because it's actually quite easy. Finding cheaper coverage prices can be quick and easy. All you need to do is take the time getting comparison quotes online from several insurance companies. It is quite easy and can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Criteria which help determine Acura insurance rates

Car insurance premiums on a Acura NSX can vary widely and are calculated by many factors. A few of these criteria are:

  • High performance increases premiums
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Optional coverages like vehicle replacement
  • Your claim history
  • Having current coverage saves
  • Owning a home can lower rates

An additional factor which can affect Acura NSX insurance cost is the year of the vehicle. Newer models have a higher actual cash value than older models so the costs to repair can inflate annual premiums. On the flip side, new Acura models may have safety features like adaptive cruise control, lane departure warning system, and pedestrian detection which can lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your NSX from the following list.

Auto liability insurance

This provides protection from injuries or damage you cause to people or other property that is your fault. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so you should buy higher limits if possible.

Collision protection

This pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Acura NSX can be pricey, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to get cheaper Acura NSX insurance cost.

Comprehensive insurance

This coverage pays for damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum payout a auto insurance company will pay at claim time is the cash value of the vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured or underinsured coverage

This coverage protects you and your vehicle's occupants when other motorists either have no liability insurance or not enough. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance kick in for bills such as ambulance fees, surgery, and doctor visits. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Acura NSX Insurance Rates?