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Acura MDX Insurance Cost

There are many options when shopping for car insurance for your Acura vehicle. You can either contact an insurance agent or go online to compare insurance costs of many different companies. Buying car insurance from online companies can be fast and easy and there is a good chance you may find lower rates.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of online companies selling insurance. The are a couple different ways to compare quotes from local car insurance companies. By far the easiest way to find the cheapest Acura MDX insurance rates is to get quotes online. This can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Insurance premiums paid to insure a Acura MDX can be significantly different depending on several factors. Some of these factors include:

  • Higher performance MDX vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • How you use your vehicle
  • Extra coverages like towing and rental
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Acura models so the costs to repair may result in lower rates. On the flip side, newer models have more advanced features like active head restraints, adaptive headlights, a backup camera, and tire pressure monitors that may help help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your MDX below.

Liability coverage

This coverage protects you from damage that occurs to a person or their property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision insurance

Collision insurance pays for damage to your Acura from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper Acura MDX insurance cost.

Comprehensive coverage

This covers damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage provides protection when other motorists do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP

Med pay and PIP coverage pay for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are Acura MDX Insurance Rates?