Compare 2018 Porsche 718 Boxster Insurance Cost

Want the cheapest insurance rates for your Porsche 718 Boxster? Are you sick and tired of scraping the payment together to make your insurance payment? You’re in the same situation as most other consumers.

Popular companies such as Allstate, Progressive and Geico all claim big savings with TV and radio ads and it is difficult to sift through the bull and take the time to shop coverage around.

Smart consumers take time to do price comparisons periodically since insurance rates are variable and change quite frequently. If you had the best premium rates on 718 Boxster insurance two years ago you can probably find a lower rate today. Block out anything you think you know about insurance because we’re going to show you the tricks you need to know to lower your annual insurance bill.

Cheapest auto insurance quotes

There are a variety of methods to compare auto insurance prices and some are easier and takes less work. You can spend countless hours talking about coverages with agents in your area, or you can stay home and use the web to get prices fast.

Most car insurance companies enroll in a system where insurance shoppers enter their policy data once, and every company returns a rated price. This saves time by eliminating quote forms to each company.

To compare rates using this form now click here to start a free quote.

The only drawback to pricing coverage this way is you cannot specify which companies you want pricing from. So if you want to select individual companies to request quotes from, we have assembled a list of the cheapest auto insurance companies in your area. Click to view list.

It doesn’t matter which method you choose, just make sure you are using nearly identical quote information on every quote. If you use different liability limits it will be next to impossible to determine the best price for your Porsche 718 Boxster. Even a minor difference in coverage limits may cause a big price difference. And when comparing auto insurance rates, know that having more price comparisons helps locate lower pricing. Some companies don’t provide quotes online, so you need to compare quotes on coverage from those companies, too.

These discounts can lower your insurance rates

Companies offering auto insurance don’t necessarily list every available discount in a way that’s easy to find, so the following list contains some of the best known in addition to some of the lesser obvious credits that you can use to lower your rates.

Distant Student Discount – Youth drivers who attend college more than 100 miles from home without a vehicle on campus may be able to be covered for less.
More Vehicles More Savings – Drivers who insure multiple vehicles with one company can get a discount on all vehicles.
Drive Less and Save – Keeping the miles down on your Porsche could earn discounted premium rates on garaged vehicles.
Sign Early and Save – Some companies provide a discount for switching to them prior to your current policy expiring. This can save 10% or more.
Pay Upfront and Save – If you pay your bill all at once rather than paying in monthly installments you may have a lower total premium amount.
Good Student Discount – Excelling in school can save 20 to 25%. You can use this discount normally until age 25.
Theft Deterent System – Cars, trucks, and SUVs equipped with tracking devices and advanced anti-theft systems have a lower chance of being stolen and therefore earn up to a 10% discount.
Bundled Policy Discount – When you have multiple policies with one insurance company they may give you a discount of as much as 10 to 15 percent.
ABS and Traction Control Discounts – Vehicles with ABS and/or traction control are much safer to drive and earn discounts up to 10%.

Don’t be shocked that most of the big mark downs will not be given the the whole policy. Most only reduce individual premiums such as physical damage coverage or medical payments. Despite the appearance that you can get free auto insurance, insurance companies wouldn’t stay in business.

A few popular companies and a summarized list of policyholder discounts include:

State Farm may include discounts for multiple autos, accident-free, passive restraint, Drive Safe & Save, safe vehicle, and defensive driving training.
Farmers Insurance includes discounts for business and professional, electronic funds transfer, teen driver, switch companies, homeowner, and distant student.
Geico has savings for good student, multi-vehicle, five-year accident-free, anti-theft, air bags, and federal employee.
American Family offers discounts for TimeAway discount, air bags, accident-free, good student, and early bird.
Nationwide discounts include Farm Bureau membership, defensive driving, family plan, good student, anti-theft, and accident-free.
Progressive has discounts for continuous coverage, multi-policy, online quote discount, homeowner, online signing, and good student.

It’s a good idea to ask every insurance company which discounts they offer. All car insurance discounts may not apply in your state. To find companies with discount insurance rates, click here.

Different people need different car insurance coverages

When buying coverage for your personal vehicles, there really is not a one size fits all plan. Everyone’s situation is a little different so your insurance should reflect that For example, these questions can aid in determining if your situation would benefit from an agent’s advice.

What is the rate difference between pleasure use and commuting?
How high should deductibles be on a 2018 Porsche 718 Boxster?
Does my policy cover me when driving someone else’s vehicle?
Do I have coverage when making deliveries for my home business?
Can my teen drive my company car?
Does my car insurance cover rental cars?
Is upholstery damage covered by car insurance?
Am I covered if I crash into my own garage door?
How do I insure my teen driver?

If it’s difficult to answer those questions but you know they apply to you, you might consider talking to an insurance agent. If you don’t have a local agent, simply complete this short form or go to this page to view a list of companies.

Auto insurance coverage breakdown

Having a good grasp of auto insurance helps when choosing the right coverages and the correct deductibles and limits. The terms used in a policy can be ambiguous and nobody wants to actually read their policy. Shown next are typical coverages found on most auto insurance policies.

Uninsured or underinsured coverage

This coverage provides protection when other motorists either are underinsured or have no liability coverage at all. Covered losses include injuries to you and your family as well as your vehicle’s damage.

Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Comprehensive protection

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage protects against claims such as theft, damage from flooding, a tree branch falling on your vehicle, damage from a tornado or hurricane and rock chips in glass. The maximum payout you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Medical expense coverage

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like doctor visits, funeral costs and EMT expenses. They are utilized in addition to your health insurance plan or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is only offered in select states and may carry a deductible

Coverage for liability

This protects you from damages or injuries you inflict on a person or their property in an accident. It protects you from legal claims by others. It does not cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You might see policy limits of 25/50/25 that means you have $25,000 bodily injury coverage, a total of $50,000 of bodily injury coverage per accident, and $25,000 of coverage for damaged propery.

Liability coverage protects against things like loss of income, legal defense fees, medical services, medical expenses and court costs. The amount of liability coverage you purchase is a personal decision, but buy higher limits if possible.

Auto collision coverage

This coverage pays for damage to your 718 Boxster resulting from colliding with another vehicle or an object, but not an animal. You have to pay a deductible and then insurance will cover the remainder.

Collision coverage pays for claims like sustaining damage from a pot hole, crashing into a building and crashing into a ditch. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Another option is to bump up the deductible in order to get cheaper collision rates.