Compare 2017 Nissan Leaf Insurance Rates

Trying to find better car insurance rates for your Nissan Leaf? Searching for better insurance prices for a new or used Nissan Leaf can normally be a painful process, but you can use a few tricks to make it easier.

There is a better way to find car insurance online so we’re going to tell you the proper way to get price quotes for a new or used Nissan and locate the best price possible from local insurance agents and online providers.

Smart consumers take time to get comparison quotes on a regular basis because insurance rates tend to go up over time. Even if you got the best rate for Leaf coverage on your last policy you can probably find a lower rate today. There is a lot of bad information regarding car insurance online, but in just a couple of minutes you can learn the best ways to stop overpaying for insurance.

Quote insurance coverage online

Lowering your 2017 Nissan Leaf insurance coverage rates is surprisingly easy. You just need to invest a few minutes comparing rate quotes to discover which company has the cheapest auto insurance quotes. You can get a good selection of rate quotes using a couple different methods.

1. Probably the best way consumers can make multiple comparisons is a comparison rater form like this one (opens in new window). This type of form saves time by eliminating boring form submissions for each company. Just one form gets prices estimates from all major companies. This is perfect if you don’t have a lot of time.
2. Another way to compare prices is spending the time to visit the website for each individual company to request a price quote. For example, we’ll pretend you want rates from Progressive, Safeco and State Farm. To do that, you would have to go to every website and punch in your information repeatedly, which can be really labor intensive. For a handy list of car insurance company links in your area, click here.

Whichever way you choose to compare rates, compare apples-to-apples information on every quote you get. If you have different data it’s impossible to get a fair rate comparison.

Special considerations

When buying the right insurance coverage for your personal vehicles, there is no perfect coverage plan. Coverage needs to be tailored to your specific needs.

For example, these questions could help you determine if you would benefit from professional advice.

• Can I make deliveries for my home business?
• How high should my medical payments coverage be?
• If my 2017 Nissan Leaf is totaled, can I afford another vehicle?
• How high should deductibles be on a 2017 Nissan Leaf?
• Exactly who is provided coverage by my policy?
• How can I force my company to pay a claim?
• Does coverage extend to my business vehicle?
• Am I missing any policy discounts?
• Does my policy cover my teen driver if they drive my company car?

If you’re not sure about those questions but you know they apply to you, you might consider talking to a licensed insurance agent. To find an agent in your area, fill out this quick form. It’s fast, free and can help protect your family.

Educate yourself about auto insurance coverages

Knowing the specifics of auto insurance can help you determine the right coverages at the best deductibles and correct limits. Auto insurance terms can be difficult to understand and nobody wants to actually read their policy.

Liability car insurance – Liability insurance protects you from damage or injury you incur to other people or property by causing an accident. This coverage protects you from claims by other people. It does not cover damage to your own property or vehicle.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show values of 25/50/25 which stand for a $25,000 limit per person for injuries, $50,000 for the entire accident, and property damage coverage for $25,000. Another option is a combined single limit or CSL which limits claims to one amount and claims can be made without the split limit restrictions.

Liability coverage protects against things like loss of income, pain and suffering, funeral expenses, bail bonds and legal defense fees. How much liability coverage do you need? That is a decision to put some thought into, but buy as much as you can afford.

Collision coverages – Collision coverage pays for damage to your Leaf resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in.

Collision can pay for claims such as crashing into a ditch, crashing into a building, sideswiping another vehicle, backing into a parked car and sustaining damage from a pot hole. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper collision coverage.

Medical costs insurance – Med pay and PIP coverage pay for bills such as doctor visits, funeral costs, dental work and chiropractic care. The coverages can be used to fill the gap from your health insurance program or if there is no health insurance coverage. It covers you and your occupants and also covers if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay

UM/UIM Coverage – Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your 2017 Nissan Leaf.

Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea. Frequently these coverages do not exceed the liability coverage limits.

Comprehensive or Other Than Collision – This will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things like damage from getting keyed, hitting a deer and hail damage. The most a auto insurance company will pay at claim time is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value consider removing comprehensive coverage.