2017 Mercedes-Benz AMG GT Insurance Rates – 5 Tips for Best Quotes

Using the web to shop for insurance coverage quotes online can seem difficult if you are like most people and have never completed quoting online. But don’t be intimidated because finding better rates is easier than you think.

You should take the time to do price comparisons once or twice a year because prices are variable and change quite frequently. If you had the best price on AMG GT coverage a few years ago you can probably find a lower rate today. Forget all the misinformation about auto insurance because it’s time to teach you the tricks you need to know to remove unneeded coverages and save money.

If you have car insurance now, you will be able to reduce your rates substantially using this strategy. Finding affordable insurance coverage coverage can be fairly easy. But vehicle owners must understand how companies market insurance on the web and take advantage of how the system works.

Auto insurance quotes comparison

Performing a rate comparison can be challenging if you aren’t aware of the best way to get rate quotes. You could spend the better part of a day talking about coverages with insurance companies in your area, or you could save time and use the internet to quickly compare rates.

Many companies take part in a program where prospective buyers enter their policy data once, and each participating company returns a competitive quote based on that information. This saves time by eliminating quote requests to every company.

To access this free quoting program, click here (opens in new window).

The only drawback to using this type of form is you are unable to specify which companies to get quotes from. So if you want to select specific insurance companies to receive pricing from, we have a listing of companies who write auto insurance in your area. View list of insurance companies.

Take whichever approach you prefer, but compare identical coverages for every company. If you are comparing different limits and deductibles on each one you will not be able to find the best deal for your Mercedes-Benz AMG GT. Just slight variations in insurance coverages or limits may cause a big price difference. And when quoting auto insurance, remember that comparing more rates from different companies increases your odds of finding better pricing. Some regional insurers cannot provide quotes online, so it’s necessary to compare prices from them as well.

More discounts mean cheaper premiums

Insurance coverage is neither fun to buy or cheap, but companies offer discounts that many people don’t even know exist. Many of these discounts will be applied automatically when you quote, but some discounts are required to be asked for before being credited.

  • Air Bags and Passive Restraints – Vehicles equipped with air bags or automatic seat belts may qualify for discounts of up to 25% or more.
  • Accident-Free Discounts – Insureds with no claims or accidents get the best insurance coverage rates in comparison to insureds who have frequent claims or accidents.
  • Sign Early and Save – A few companies offer discounts for buying a new policy before your current policy expires. The savings is around 10%.
  • Multi-policy Discount – If you combine your homeowners and auto policies and insure them both with the same insurance company you could earn a discount of 10% to 20% off each policy.
  • Drivers Education – Cut your cost by having your teen driver successfully complete driver’s ed class as it will make them better drivers and lower rates.

Drivers should understand that some credits don’t apply the the whole policy. The majority will only reduce the price of certain insurance coverages like physical damage coverage or medical payments. So when the math indicates it’s possible to get free car insurance, companies wouldn’t make money that way.

Popular insurance coverage companies and their possible discounts are included below.

  • State Farm has savings for safe vehicle, Steer Clear safe driver discount, good student, driver’s education, good driver, accident-free, and anti-theft.
  • Farmers Insurance may have discounts that include mature driver, alternative fuel, electronic funds transfer, youthful driver, multi-car, and early shopping.
  • Geico discounts include air bags, five-year accident-free, anti-theft, multi-vehicle, military active duty, and driver training.
  • American Family offers discounts for good student, accident-free, multi-vehicle, defensive driver, Steer into Savings, and bundled insurance.
  • Nationwide policyholders can earn discounts including multi-policy, accident-free, family plan, defensive driving, Farm Bureau membership, good student, and business or organization.
  • Progressive may include discounts for multi-vehicle, continuous coverage, multi-policy, homeowner, good student, online signing, and online quote discount.

Check with every company which discounts you may be entitled to. Depending on the company, some discounts may not be available in your area. To see insurers that offer multiple discounts, click here to view.

It’s not one size fits all

When it comes to buying the best insurance coverage coverage for your personal vehicles, there really is not a perfect coverage plan. Every insured’s situation is different.

For example, these questions may help you determine whether your personal situation could use an agent’s help.

  • Does my insurance cover a custom paint job?
  • Do I have newly-aquired coverage?
  • How much liability coverage do I need in my state?
  • Does having multiple vehicles earn me a discount?
  • Do I pay less for low miles?
  • What is high-risk coverage and where do I buy it?

If you don’t know the answers to these questions but you know they apply to you, you may need to chat with a licensed agent. To find an agent in your area, simply complete this short form.

Insurance specifics

Learning about specific coverages of your policy helps when choosing the best coverages for your vehicles. Policy terminology can be confusing and coverage can change by endorsement.

Comprehensive coverage

This pays for damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things such as a tree branch falling on your vehicle, damage from a tornado or hurricane, hitting a deer and theft. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage

This provides protection from other motorists when they either are underinsured or have no liability coverage at all. This coverage pays for hospital bills for your injuries as well as your vehicle’s damage.

Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP pay for short-term medical expenses for doctor visits, prosthetic devices, rehabilitation expenses, nursing services and ambulance fees. The coverages can be used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Coverage applies to you and your occupants in addition to any family member struck as a pedestrian. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage

Liability auto insurance

This coverage protects you from damage that occurs to other’s property or people that is your fault. Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 25/50/25 which stand for $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and $25,000 of coverage for damaged propery.

Liability insurance covers claims like funeral expenses, emergency aid and medical services. How much liability should you purchase? That is a personal decision, but consider buying as much as you can afford.

Collision coverage

This coverage will pay to fix damage to your AMG GT caused by collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims like backing into a parked car, hitting a mailbox, hitting a parking meter, damaging your car on a curb and scraping a guard rail. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. Drivers also have the option to bump up the deductible to bring the cost down.

More quotes mean more savings

In this article, we covered many tips how you can get a better price on 2017 Mercedes-Benz AMG GT insurance. It’s most important to understand that the more times you quote, the better your chances of lowering your premium rates. You may be surprised to find that the lowest auto insurance rates are with the smaller companies.

People leave their current company for many reasons like policy non-renewal, extreme rates for teen drivers, delays in responding to claim requests or an unsatisfactory settlement offer. Regardless of your reason for switching companies, finding a new car insurance company can be easy and end up saving you some money.

Some companies do not offer internet price quotes and most of the time these smaller providers provide coverage only through local independent agencies. Cheap 2017 Mercedes-Benz AMG GT insurance can be sourced on the web and from local agencies, so you should be comparing quotes from both to have the best chance of lowering rates.

Additional car insurance information is located below: