Compare 2017 Chevrolet Silverado 1500 Insurance Cost

Locating better insurance prices for a Chevy Silverado 1500 can turn out to be difficult, but you can use the following methods to find lower rates.

There is a better way to buy insurance so you’re going to learn the absolute fastest way to get price quotes on a Chevy and get the lowest possible price from local insurance agents and online providers.

Free Auto Insurance Quotes

Effectively comparing auto insurance prices is a ton of work if you don’t know the most efficient way to do it. You can spend countless hours talking about coverages with insurance agencies in your area, or you can utilize online quotes to get rates in a matter of minutes.

All the larger companies participate in an industry program where insurance shoppers complete one form, and every company provides a quote based on that information. This saves time by eliminating quote requests to every company. To submit your quote information now, click here to start a free quote.

The only downside to doing it this way is buyers cannot specifically choose the insurers you will receive quotes from. So if you prefer to pick specific providers to request quotes from, we have assembled a list of auto insurance companies in your area. Click here to view list.

Whichever method you choose, be sure to compare exactly the same coverage limits and deductibles on every quote you get. If each company quotes differing limits you can’t possibly decipher which rate is best.

Which policy gives me the best coverage?

When choosing coverage, there is no cookie cutter policy. Coverage needs to be tailored to your specific needs.

Here are some questions about coverages that might help in determining if your situation would benefit from professional advice.

How can I force my company to pay a claim?
Should I get collision insurance on every vehicle?
Is my babysitter covered when using my vehicle?
If my 2017 Chevy Silverado 1500 is totaled, can I afford another vehicle?
When should I buy a commercial auto policy?
Do I have coverage when making deliveries for my home business?
What is the difference between comprehensive and collision coverage?
Can I get a multi-policy discount for packaging my home and auto coverage?

If you’re not sure about those questions but you think they might apply to your situation, you may need to chat with an insurance agent. If you don’t have a local agent, complete this form. It only takes a few minutes and you can get the answers you need.

What insurance coverages do you need?

Understanding the coverages of your insurance policy aids in choosing appropriate coverage and the correct deductibles and limits. The terms used in a policy can be ambiguous and reading a policy is terribly boring.

Collision coverage

This coverage pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in.

Collision coverage pays for things like scraping a guard rail, sustaining damage from a pot hole, crashing into a ditch and colliding with another moving vehicle. Collision is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. Another option is to increase the deductible to save money on collision insurance.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for pain medications, doctor visits, chiropractic care and hospital visits. They are often used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. Coverage applies to not only the driver but also the vehicle occupants and also covers getting struck while a pedestrian. PIP is not available in all states and gives slightly broader coverage than med pay

Coverage for liability

Liability insurance protects you from damages or injuries you inflict on other’s property or people that is your fault. This coverage protects you against claims from other people, and doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see limits of 25/50/25 which means $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and property damage coverage for $25,000. Occasionally you may see one limit called combined single limit (CSL) which limits claims to one amount with no separate limits for injury or property damage.

Liability can pay for things such as funeral expenses, pain and suffering, medical expenses and legal defense fees. How much liability should you purchase? That is your choice, but consider buying as high a limit as you can afford.

Comprehensive insurance

This coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers things such as rock chips in glass, hail damage, hitting a deer and theft. The highest amount you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage gives you protection from other motorists when they either have no liability insurance or not enough. This coverage pays for medical payments for you and your occupants and also any damage incurred to your Chevy Silverado 1500.

Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. So UM/UIM coverage should not be overlooked. Most of the time these coverages do not exceed the liability coverage limits.