2016 Ford Transit Connect Insurance Quotes

Want the cheapest insurance rates for your Ford Transit Connect? Have you had enough of trying to scrape together enough money to insure your Ford every month? Your situation is no different than millions of other consumers. Big companies like Allstate and Progressive constantly bombard you with fancy advertisements and it is difficult to ignore the flying pigs and cute green geckos and take the time to shop coverage around.

You should take the time to take a look at other company’s rates once or twice a year because prices change quite often. Just because you found the lowest rates for Transit Connect coverage six months ago there may be better deals available now. Block out anything you think you know about insurance because I’m going to let you in on the secrets to the tricks you need to know to get good coverage at a lower rate.

If you have a current insurance policy or are shopping for new coverage, you can use these tips to reduce the price you pay while maintaining coverages. Choosing the best insurance company for you is not that difficult. Consumers just need to learn the best way to compare price quotes on the web.

The best way we recommend to compare rates takes advantage of the fact most of the bigger providers have advanced systems to compare rate quotes. To get started, all you need to do is give them rating details such as if you have a valid license, how much you drive, the type of vehicles you drive, and what your job is. Your information is instantly submitted to multiple top-rated companies and you get price estimates within a short period of time.

To compare multiple company rates now, click here and enter your zip code.

What coverages do I need?

When it comes to buying adequate coverage, there isn’t really a single plan that fits everyone. Everyone’s situation is a little different so this has to be addressed. Here are some questions about coverages that may help highlight whether or not you would benefit from professional advice.

  • How do I file an SR-22 for a DUI in my state?
  • Is my ex-spouse still covered by my policy?
  • I have good health insurance, so how much medical payments coverage do I need?
  • How can I find cheaper teen driver insurance?
  • Is my teenager covered with friends in the car?
  • Do I need PIP coverage since I have good health insurance?
  • Is upholstery damage covered by car insurance?
  • When should I not file a claim?

If you don’t know the answers to these questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. To find an agent in your area, take a second and complete this form or go to this page to view a list of companies. It is quick, free and you can get the answers you need.

Car insurance coverage information

Learning about specific coverages of insurance can be of help when determining the best coverages at the best deductibles and correct limits. Policy terminology can be confusing and reading a policy is terribly boring. Below you’ll find the usual coverages offered by insurance companies.

Insurance for medical payments – Med pay and PIP coverage provide coverage for expenses for EMT expenses, prosthetic devices, pain medications, rehabilitation expenses and hospital visits. They can be utilized in addition to your health insurance plan or if you lack health insurance entirely. Coverage applies to both the driver and occupants and will also cover if you are hit as a while walking down the street. PIP is not an option in every state and may carry a deductible

Auto liability – Liability insurance provides protection from damages or injuries you inflict on other’s property or people by causing an accident. This insurance protects YOU from claims by other people, and doesn’t cover your injuries or vehicle damage.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see limits of 25/50/25 which stand for $25,000 in coverage for each person’s injuries, a limit of $50,000 in injury protection per accident, and property damage coverage for $25,000.

Liability insurance covers things such as bail bonds, medical services and emergency aid. How much coverage you buy is your choice, but buy as high a limit as you can afford.

Collision coverages – This coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims like driving through your garage door, crashing into a building and sideswiping another vehicle. Paying for collision coverage can be pricey, so consider removing coverage from vehicles that are 8 years or older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) – Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things like hail damage, damage from getting keyed and rock chips in glass. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance – Your UM/UIM coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Covered losses include hospital bills for your injuries and also any damage incurred to your Ford Transit Connect.

Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.