2015 Audi A6 Insurance Cost

Looking for lower auto insurance rates for your Audi A6? Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us when we tell you there are lots of people in the same boat. Companies like Geico and Progressive all claim big savings, bombarding you with ads and it is challenging if not impossible to ignore the promise of big savings and do the work needed to find the best deal.

Insurance Comparison Rates

Shopping for lower insurance rates can take time and effort if you don’t know the most efficient way. You can waste hours discussing policy coverages with agents in your area, or you can stay home and use the internet to quickly compare rates.

Many companies are enrolled in a marketplace that allows shoppers to send in one quote, and every company then returns a price quote based on that data. This saves time by eliminating repetitive form submissions to each individual insurance company.

To fill out one form to compare multiple rates now click to open in new window.

The only drawback to doing it this way is that you can’t choose the companies you will receive quotes from. So if you want to select specific insurance companies to request quotes from, we put together a list of the cheapest insurance companies in your area. Click here to view list.

Whichever method you choose, be sure to compare the exact same coverage limits for every company. If you have mixed coverages it’s impossible to truly determine the lowest rate.

How do I know if I need professional advice?

When choosing the right insurance coverage for your vehicles, there really is not a “best” method to buy coverage. Everyone’s situation is a little different and your policy should reflect that. These are some specific questions might point out whether your personal situation might need an agent’s assistance.

  • What can I do if my company denied a claim?
  • When do I need to add a new car to my policy?
  • Are there companies who specialize in insuring high-risk drivers?
  • Does my liability insurance cover pulling a trailer or camper?
  • Why am I required to get a high-risk car insurance policy?
  • When would I need rental car insurance?

If you can’t answer these questions, you may need to chat with an insurance agent. If you don’t have a local agent, simply complete this short form or go to this page to view a list of companies. It only takes a few minutes and you can get the answers you need.

Insurance policy specifics

Having a good grasp of your policy aids in choosing the right coverages for your vehicles. The terms used in a policy can be confusing and even agents have difficulty translating policy wording. Below you’ll find typical coverage types found on most insurance policies.

Liability auto insurance

This coverage protects you from damages or injuries you inflict on a person or their property by causing an accident. This insurance protects YOU against other people’s claims, and doesn’t cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. As an example, you may have values of 100/300/100 that means you have $100,000 in coverage for each person’s injuries, $300,000 for the entire accident, and $100,000 of coverage for damaged propery.

Liability coverage pays for things such as bail bonds, structural damage, court costs and emergency aid. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.

Comprehensive insurance

This coverage covers damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers things like vandalism, fire damage, damage from flooding, damage from a tornado or hurricane and rock chips in glass. The highest amount a insurance company will pay at claim time is the cash value of the vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP reimburse you for bills like ambulance fees, prosthetic devices and hospital visits. They are often utilized in addition to your health insurance program or if you are not covered by health insurance. They cover not only the driver but also the vehicle occupants and will also cover getting struck while a pedestrian. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay

Coverage for collisions

This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things like driving through your garage door, damaging your car on a curb, crashing into a ditch, scraping a guard rail and backing into a parked car. Collision is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they either have no liability insurance or not enough. It can pay for medical payments for you and your occupants and also any damage incurred to your Audi A6.

Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.