Compare 2014 Mercedes-Benz SLS AMG GT Insurance Rates

Trying to find cheaper insurance coverage rates for your Mercedes-Benz SLS AMG GT? No one in their right mind enjoys paying for insurance coverage, especially knowing the price is too high.

With consumers having so many choices of insurance companies, it’s nearly impossible to locate the lowest price insurance company.

Free Auto Insurance Quotes

Comparing auto insurance rates can take time and effort if you don’t understand the fastest way to get free quotes. You can waste a lot of time driving to local insurance agents in your area, or you could save time and use the web for quick rates.

Many of the larger companies are enrolled in a marketplace where insurance shoppers enter their coverage request one time, and every company returns a competitive quote determined by their information. This system prevents you from having to do repetitive form submissions to each individual auto insurance company.

To compare pricing click here to start a free quote.

The one downside to pricing coverage this way is that consumers can’t choose which carriers you will receive quotes from. If you would rather choose specific providers to request quotes from, we have a listing of companies who write auto insurance in your area. View list of insurance companies.

Which method you use is up to you, but make sure you use exactly the same coverages and limits with every price quote. If you compare different limits and deductibles on each one you will not be able to make a fair comparison for your Mercedes-Benz SLS AMG GT. Quoting even small variations in insurance coverages can result in a big premium difference. And when comparing auto insurance rates, know that having more price comparisons helps you find a better price.

Save with discounts on 2014 Mercedes-Benz SLS AMG GT insurance

The price of auto insurance can be rather high, but you may find discounts to cut the cost considerably. Larger premium reductions will be automatically applied when you get a quote, but a few must be inquired about before they will apply.

  • Life Insurance Discount – Companies who offer life insurance give a discount if you purchase a life insurance policy as well.
  • Defensive Driving Course – Completing a defensive driving course could save 5% or more depending on where you live.
  • No Accidents – Claim-free drivers can save substantially as compared to bad drivers.
  • Payment Discounts – If you pay your entire premium ahead of time instead of paying each month you may reduce your total bill.
  • Passive Restraints and Air Bags – Factory air bags or motorized seat belts may earn rate discounts of up to 25% or more.
  • Anti-lock Brakes – Vehicles with anti-lock braking systems are safer to drive and earn discounts up to 10%.

Drivers should understand that most credits do not apply to the entire cost. Most only cut individual premiums such as comprehensive or collision. So when it seems like all those discounts means the company will pay you, you won’t be that lucky. Any amount of discount will reduce the amount you have to pay.

Companies that may have these discounts are:

It’s a good idea to ask every prospective company how you can save money. Some discounts may not be available everywhere.

Tailor your coverage to you

When it comes to choosing adequate coverage, there isn’t really a best way to insure your cars. Everyone’s situation is unique and a cookie cutter policy won’t apply. Here are some questions about coverages that can help discover if you would benefit from professional advice.

  • What is medical payments coverage?
  • Which is better, split liability limits or combined limits?
  • Can I afford to buy a different vehicle if my 2014 Mercedes-Benz SLS AMG GT is totaled?
  • Who is covered when they drive my 2014 Mercedes-Benz SLS AMG GT?
  • How can I find cheaper teen driver insurance?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Does coverage extend to my business vehicle?

If you’re not sure about those questions but a few of them apply, then you may want to think about talking to a licensed agent. To find an agent in your area, take a second and complete this form or you can also visit this page to select a carrier

Insurance coverages 101

Having a good grasp of your insurance policy helps when choosing the right coverages at the best deductibles and correct limits. Policy terminology can be impossible to understand and reading a policy is terribly boring. Shown next are typical coverage types found on most insurance policies.

Coverage for medical payments – Med pay and PIP coverage provide coverage for immediate expenses for things like hospital visits, ambulance fees and doctor visits. They are often used to fill the gap from your health insurance program or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants as well as if you are hit as a while walking down the street. PIP is not universally available and gives slightly broader coverage than med pay

Liability car insurance – Liability coverage protects you from damages or injuries you inflict on other’s property or people in an accident. This coverage protects you against claims from other people, and does not provide coverage for damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You might see policy limits of 25/50/25 which stand for a $25,000 limit per person for injuries, $50,000 for the entire accident, and a limit of $25,000 paid for damaged property. Occasionally you may see one limit called combined single limit (CSL) which limits claims to one amount with no separate limits for injury or property damage.

Liability insurance covers things such as court costs, emergency aid, funeral expenses and loss of income. How much liability should you purchase? That is a decision to put some thought into, but buy higher limits if possible.

Comprehensive coverages – This coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like a broken windshield, hitting a bird, vandalism and damage from a tornado or hurricane. The highest amount your insurance company will pay is the cash value of the vehicle, so if the vehicle’s value is low consider dropping full coverage.

Uninsured and underinsured coverage – Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they either have no liability insurance or not enough. This coverage pays for injuries to you and your family and also any damage incurred to your Mercedes-Benz SLS AMG GT.

Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Usually these coverages do not exceed the liability coverage limits.

Collision coverage – This coverage covers damage to your SLS AMG GT resulting from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things like driving through your garage door, colliding with another moving vehicle and backing into a parked car. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to raise the deductible in order to get cheaper collision rates.

Shop. Compare. Save.

In this article, we covered some good ideas how you can lower your 2014 Mercedes-Benz SLS AMG GT insurance rates. The most important thing to understand is the more times you quote, the more likely it is that you will get a better rate. Consumers could even find that the best price on insurance is with a small mutual company. Regional companies may cover specific market segments cheaper than their larger competitors like State Farm, Geico and Nationwide.

Budget-conscious insurance can be sourced both online and with local insurance agents, so you should compare both in order to have the best chance of saving money. Some insurance companies do not offer the ability to get a quote online and many times these small insurance companies only sell through independent insurance agents.

More information can be read on the following sites: