Cheaper 2014 Bentley Continental GT Speed Convertible Insurance Quotes

Trying to find better insurance coverage rates for your Bentley Continental GT Speed Convertible? Shopping for the most affordable insurance coverage over the internet is difficult for beginners to price shopping online. With so many choices of companies in the marketplace, how can anyone have a chance to compare every one to find the best available rates?

The easiest way to compare car insurance company rates is to take advantage of the fact almost all companies will pay a fee to compare their rates. All you need to do is give them rating details like coverage limits, if you require a SR-22, the ages of drivers, and how much education you have. That rating information is automatically sent to multiple top-rated companies and they return rate quotes instantly.

To compare multiple company rates now, click here then complete the form.

Discounts to lower Bentley Continental GT Speed Convertible insurance rates

Car insurance companies do not advertise every discount in a way that’s easy to find, so the following is a list of some of the more common and the harder-to-find savings tricks you should be using.

  • Seat Belts Save – Requiring all passengers to wear their seat belts can save up to 15% off your medical payments premium.
  • Government Employees – Active or retired federal employment can save as much as 8% on Continental GT Speed Convertible coverage with certain companies.
  • One Accident Forgiven – A few companies will allow you to have one accident before hitting you with a surcharge if your claims history is clear for a certain period of time.
  • Lower Rates for Military – Having a family member in the military can result in better rates.
  • Homeowners Savings – Being a homeowner can help you save on auto insurance because of the fact that having a home shows financial diligence.
  • Safe Drivers – Drivers who don’t get into accidents may receive a discount up to 45% less on Continental GT Speed Convertible coverage than less cautious drivers.
  • Anti-lock Brake System – Anti-lock brake equipped vehicles can reduce accidents and therefore earn up to a 10% discount.
  • Defensive Driving Course – Completing a defensive driving course could possibly earn you a 5% discount if your company offers it.
  • Good Student Discount – A discount for being a good student can be rewarded with saving of up to 25%. The good student discount can last well after school through age 25.
  • Theft Prevention System – Anti-theft and alarm systems can help prevent theft and earn discounts up to 10%.

Consumers should know that most discount credits are not given the the whole policy. Most only apply to individual premiums such as liability, collision or medical payments. Just because it seems like having all the discounts means you get insurance for free, you’re out of luck.

For a list of insurers with the best auto insurance discounts, click here to view.

Factors that can influence Bentley Continental GT Speed Convertible insurance rates

An important part of buying insurance is that you know the factors that help determine the rates you pay for auto insurance. Knowing what controls the rates you pay enables informed choices that will entitle you to better auto insurance rates.

  • How many coverages with the same company – Most companies will award you with lower prices to people who consolidate policies with them in the form of a multi-policy discount. If you currently are using one company, it’s still a good idea to comparison shop to verify if the discount is saving money.
  • Older drivers save more – Mature drivers tend to be more responsible, tend to cause fewer accidents and get fewer tickets. Young drivers have a tendency to be more careless in a vehicle and because of this, their auto insurance rates are much higher.
  • Liability insurance protects assets – The liability section of your policy is the coverage that protects you if a court rules you are at fault for damages from an accident. It provides for a legal defense starting from day one. Carrying liability coverage is mandatory and cheap compared to insuring for physical damage coverage, so buy as much as you can afford.
  • Safe vehicles cost less to insure – Vehicles with good safety scores get lower rates. The safest vehicles protect occupants better and any reduction in injury severity means lower claim amounts passed on to you as lower rates. If your Bentley Continental GT Speed Convertible scored better than four stars on Safercar.gov or an “acceptable” rating on iihs.org it may be receiving lower rates.
  • Are you male or female? – Statistics have proven women are more cautious behind the wheel. That doesn’t necessarily mean that men are WORSE drivers than women. They both tend to get into accidents in similar numbers, but the males cause more damage. They also receive more costly citations such as DWI and reckless driving. Male drivers age 16 to 19 are most likely to cause an accident and therefore have the most expensive auto insurance rates.

Tailor your coverage to you

When choosing proper insurance coverage, there isn’t really a best way to insure your cars. Each situation is unique.

For instance, these questions can aid in determining whether or not you might need an agent’s assistance.

  • Is rental equipment covered for theft or damage?
  • Am I covered when delivering products for my home-based business?
  • Does my insurance cover a custom paint job?
  • How can I get my company to pay me more for my totalled car?
  • Is my 2014 Bentley Continental GT Speed Convertible covered for flood damage?
  • Do I need medical payments coverage since I have good health insurance?
  • Is my state a no-fault state?
  • I have good health insurance, so how much medical payments coverage do I need?
  • Am I covered if I hit my neighbor’s mailbox?

If you can’t answer these questions then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form.

Auto insurance coverages and their meanings

Having a good grasp of your auto insurance policy aids in choosing the right coverages and the correct deductibles and limits. Auto insurance terms can be confusing and nobody wants to actually read their policy.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for things like doctor visits, ambulance fees, X-ray expenses, chiropractic care and hospital visits. They are often utilized in addition to your health insurance plan or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants and also covers getting struck while a pedestrian. PIP is not available in all states and gives slightly broader coverage than med pay

Coverage for collisions

This covers damage to your Continental GT Speed Convertible resulting from a collision with an object or car. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims like colliding with a tree, backing into a parked car, crashing into a ditch and colliding with another moving vehicle. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. Another option is to increase the deductible to bring the cost down.

Auto liability

Liability coverage will cover damages or injuries you inflict on other people or property by causing an accident. This insurance protects YOU against claims from other people. It does not cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have policy limits of 25/50/25 which means $25,000 bodily injury coverage, a total of $50,000 of bodily injury coverage per accident, and a limit of $25,000 paid for damaged property.

Liability coverage pays for things such as attorney fees, loss of income and structural damage. How much coverage you buy is up to you, but it’s cheap coverage so purchase as much as you can afford.

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things such as a tree branch falling on your vehicle, hitting a bird, damage from getting keyed, damage from flooding and fire damage. The maximum payout you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection when the “other guys” are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants and damage to your 2014 Bentley Continental GT Speed Convertible.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

More quotes. Lower rates.

Cheap 2014 Bentley Continental GT Speed Convertible insurance is definitely available on the web as well as from independent agents, and you should be comparing both so you have a total pricing picture. Some companies don’t offer the ability to get a quote online and most of the time these smaller companies sell through independent agents.

We’ve covered a lot of ways to reduce insurance prices online. The key concept to understand is the more providers you compare, the more likely it is that you will get a better rate. Consumers could even find that the best price on insurance coverage is with a company that doesn’t do a lot of advertising.

When you buy insurance online, you should never skimp on coverage in order to save money. In many instances, drivers have reduced collision coverage only to find out that the few dollars in savings costed them thousands. Your focus should be to get the best coverage possible at the best price while still protecting your assets.

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