Compare 2009 Mitsubishi Lancer Insurance Rates

Are you sick and tired of being strong-armed to insure your Mitsubishi every month? You’re in the same situation as many other consumers.

With consumers having so many options, it’s nearly impossible to find the lowest price provider.

The method we recommend to compare rates is to realize most of the bigger providers actually pay money for the chance to compare rate quotes. The only thing you need to do is provide the companies a bit of rating information like your job, if you lease or own, if your license is active, and types of safety features. That information is submitted instantly to multiple companies and they return rate quotes immediately.

What is the best insurance coverage?

When it comes to choosing the best car insurance coverage for your personal vehicles, there isn’t really a one size fits all plan. Everyone’s situation is unique so your insurance should reflect that For example, these questions may help you determine whether you may require specific advice.

  • How much can I save by bundling my policies?
  • What is roadside assistance coverage?
  • Why am I be forced to buy a membership to get insurance from some companies?
  • Will my rates increase for filing one claim?
  • Should I have combined single limit or split liability limits?
  • If my pet gets injured in an accident are they covered?
  • Does car insurance cover theft of personal property?

If it’s difficult to answer those questions but a few of them apply then you might want to talk to a licensed agent. To find an agent in your area, fill out this quick form or you can also visit this page to select a carrier

Coverage specifics

Knowing the specifics of your insurance policy helps when choosing the best coverages at the best deductibles and correct limits. The coverage terms in a policy can be impossible to understand and nobody wants to actually read their policy. Below you’ll find typical coverages available from insurance companies.

Comprehensive coverage

Comprehensive insurance pays for damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims such as a broken windshield, theft, falling objects, damage from flooding and vandalism. The most you’ll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage

This coverage provides protection from other motorists when they do not carry enough liability coverage. Covered losses include hospital bills for your injuries as well as damage to your 2009 Mitsubishi Lancer.

Because many people carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Collision insurance

This covers damage to your Lancer caused by collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers things such as hitting a parking meter, crashing into a ditch, damaging your car on a curb and sideswiping another vehicle. This coverage can be expensive, so consider dropping it from lower value vehicles. You can also choose a higher deductible to bring the cost down.

Auto liability insurance

Liability coverage will cover injuries or damage you cause to people or other property. This insurance protects YOU from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see policy limits of 100/300/100 which means a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and a limit of $100,000 paid for damaged property.

Liability insurance covers claims such as emergency aid, court costs and attorney fees. How much coverage you buy is a personal decision, but buy as large an amount as possible.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP kick in for short-term medical expenses for prosthetic devices, funeral costs, surgery and EMT expenses. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Coverage applies to you and your occupants as well as getting struck while a pedestrian. PIP coverage is not available in all states but can be used in place of medical payments coverage