How Much Does 2007 Nissan Altima Car Insurance Cost?

Looking for better insurance rates for your Nissan Altima? Finding better insurance prices for your Nissan Altima can normally be difficult, but you can follow the following methods to find lower rates. There is a right way and a wrong way to compare insurance rates and we’ll show you the best way to get price quotes on a Nissan and find the best price possible.

Choosing the best insurance company for you is not rocket science. If you are insured now or need a new policy, you can use these tips to find the best rates and possibly find even better coverage. Drivers just need to know how to find the lowest price over the internet.

How to Lower Your Insurance Coverage Cost

Performing a rate comparison can take hours if you don’t know the easiest way. You can waste hours talking to insurance companies in your area, or you could use online quoting to get rates in a matter of minutes.

Most car insurance companies participate in an industry program that allows shoppers to complete one form, and at least one company can provide price quotes for coverage. This eliminates the need for form submissions to each individual insurance coverage company.

To submit your quote information now, click to open in new window.

The only downside to getting quotes like this is buyers cannot specifically choose the insurers to receive prices from. So if you want to select specific insurance companies to compare rates, we have assembled a list of low cost insurance coverage companies in your area. Click here to view list.

It doesn’t matter which method you choose, just compare the exact same coverage limits and deductibles for every quote you compare. If you have different values for each quote it’s impossible to make a fair comparison for your Nissan Altima.

Tailor your coverage to you

When buying the best insurance coverage coverage for your vehicles, there isn’t really a one size fits all plan. Everyone’s needs are different.

These are some specific questions can aid in determining if your situation could use an agent’s help.

  • What is the minimum liability in my state?
  • How much liability do I need to cover my assets?
  • Should I buy full coverage?
  • Am I covered if I break a side mirror?
  • How can I get high-risk coverage after a DUI?
  • How do I insure my teen driver?

If you’re not sure about those questions then you might want to talk to an agent. To find an agent in your area, complete this form. It only takes a few minutes and can provide invaluable advice.

Coverage specifics

Knowing the specifics of your car insurance policy can help you determine appropriate coverage and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and nobody wants to actually read their policy.

Comprehensive (Other than Collision)

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things like rock chips in glass, hitting a bird, a broken windshield and damage from getting keyed. The most you’ll receive from a claim is the ACV or actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Medical expense insurance

Coverage for medical payments and/or PIP kick in for bills for EMT expenses, rehabilitation expenses and pain medications. They are used to fill the gap from your health insurance program or if you do not have health coverage. Coverage applies to not only the driver but also the vehicle occupants in addition to getting struck while a pedestrian. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Collision protection

Collision insurance pays for damage to your Altima resulting from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things like backing into a parked car, colliding with another moving vehicle, scraping a guard rail and hitting a mailbox. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to increase the deductible in order to get cheaper collision rates.

Liability coverages

This provides protection from damage that occurs to a person or their property. This coverage protects you from legal claims by others. It does not cover damage to your own property or vehicle.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have liability limits of 25/50/25 which means $25,000 bodily injury coverage, a limit of $50,000 in injury protection per accident, and a total limit of $25,000 for damage to vehicles and property.

Liability coverage pays for things like pain and suffering, legal defense fees, repair costs for stationary objects, bail bonds and court costs. How much liability should you purchase? That is a decision to put some thought into, but it’s cheap coverage so purchase as much as you can afford.