Cheap 2003 Chevrolet Blazer Insurance Quotes

Confused by the crazy number of insurance coverage company choices? Many other drivers are as well. You have so many companies to choose from that it can easily become a challenge to find the lowest price.

The best way to get policy rate comparisons takes advantage of the fact most insurance companies will pay a fee to compare rate quotes. To start a quote, the only thing you need to do is give the companies some data like the type of vehicles you drive, how you use your vehicles, how much coverage you want, and if your license is active. Those rating factors is instantly provided to many of the top insurers and you get price estimates instantly to find the best rate.

To compare rates now, click here then complete the form.

How to save on 2003 Chevy Blazer insurance

Companies offering auto insurance don’t always advertise every discount very well, so here is a list both well-publicized and the more hidden ways to save on car insurance.

  • Club Memberships – Participating in a professional or civic organization may earn a discount when buying car insurance on Blazer insurance.
  • Life Insurance Discount – Select insurance companies reward you with a discount if you purchase a life insurance policy as well.
  • Anti-lock Brakes – Anti-lock brake equipped vehicles can avoid accidents and qualify for as much as a 10% discount.
  • Multiple Vehicles – Insuring multiple vehicles on one policy may reduce the rate for each vehicle.
  • Driver Safety – Successfully completing a defensive driving course could cut 5% off your bill if your company offers it.
  • Anti-theft System – Vehicles with anti-theft systems prevent vehicle theft and will save you 10% or more.
  • Early Signing – Some companies give discounts for switching to them prior to your current policy expiring. This can save 10% or more.
  • Safe Drivers – Drivers who don’t get into accidents can get discounts for up to 45% lower rates on Blazer insurance than their less cautious counterparts.
  • Save with a New Car – Adding a new car to your policy is cheaper because new vehicles have to meet stringent safety requirements.
  • Resident Student – Children living away from home attending college and do not have access to a covered vehicle can receive lower rates.

Consumers should know that many deductions do not apply to your bottom line cost. Most cut individual premiums such as collision or personal injury protection. Just because it seems like you would end up receiving a 100% discount, companies don’t profit that way.

For a list of companies with the best car insurance discounts, follow this link.

Tailor your coverage to you

When buying adequate coverage, there isn’t really a best way to insure your cars. Everyone’s situation is a little different.

Here are some questions about coverages that may help highlight whether you could use an agent’s help.

  • Is my business laptop covered if it gets stolen from my vehicle?
  • Do I need added coverage for expensive stereo equipment?
  • How do I file an SR-22 for a DUI in my state?
  • Do I need more liability coverage?
  • I have health insurance so do I need medical payments coverage?
  • What is no-fault insurance?
  • Is upholstery damage covered by car insurance?
  • Do I have any recourse if my insurance company denies a claim?

If you don’t know the answers to these questions but one or more may apply to you, you may need to chat with a licensed agent. If you want to speak to an agent in your area, take a second and complete this form.

Insurance policy specifics

Knowing the specifics of your insurance policy aids in choosing appropriate coverage and proper limits and deductibles. Insurance terms can be difficult to understand and coverage can change by endorsement.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the “other guys” are uninsured or don’t have enough coverage. Covered losses include injuries sustained by your vehicle’s occupants and damage to your Chevy Blazer.

Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Liability auto insurance

This will cover damage that occurs to a person or their property. It protects YOU from claims by other people. It does not cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see liability limits of 100/300/100 which means $100,000 bodily injury coverage, a total of $300,000 of bodily injury coverage per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability can pay for things like funeral expenses, court costs and medical expenses. How much liability coverage do you need? That is a personal decision, but buy as much as you can afford.

Comprehensive (Other than Collision)

Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive insurance covers things such as vandalism, hitting a bird, damage from a tornado or hurricane and falling objects. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value consider removing comprehensive coverage.

Collision insurance

This pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in.

Collision can pay for claims like crashing into a building, colliding with a tree, damaging your car on a curb and rolling your car. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are 8 years or older. It’s also possible to raise the deductible to bring the cost down.

Medical expense insurance

Coverage for medical payments and/or PIP reimburse you for bills for surgery, rehabilitation expenses, hospital visits, prosthetic devices and chiropractic care. The coverages can be used in conjunction with a health insurance policy or if you are not covered by health insurance. Coverage applies to all vehicle occupants in addition to getting struck while a pedestrian. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage