Compare 2001 Chevrolet Camaro Insurance Cost

Are you sick and tired of robbing Peter to pay Paul to buy car insurance? You are no different than many other consumers.

There are many insurers to purchase coverage from, and though it is a good thing to have a choice, so many choices can make it hard to get the best deal.

You should make it a habit to price shop coverage before your policy renews due to the fact that insurance rates tend to go up over time. If you had the lowest price on Camaro insurance last year a different company probably has better rates today. Forget anything you know (or think you know) about insurance because you’re about to find out one of the quickest ways to find the best coverage while lowering your premiums.

Low Cost Car Insurance

There are multiple methods to compare 2001 Chevy Camaro car insurance prices but there is one way that is less time-consuming than others. You could spend the better part of a day talking to insurance companies in your area, or you could use online quotes to get prices fast.

Many insurance companies participate in a marketplace that enables customers to enter their coverage request one time, and every company returns a rated price. This prevents consumers from doing form submissions for every car insurance company. To submit your quote information now, click here to open in new window.

The one downside to doing it this way is that you can’t choose which carriers you want pricing from. So if you want to select individual companies to compare rates, we have a page of low cost car insurance companies in your area. Click here for list of insurance companies.

It’s your choice how you get your quotes, but compare the exact same information on every quote you get. If you compare higher or lower deductibles then you won’t be able to find the best deal for your Chevy Camaro. Quoting even small variations in coverages can mean a large discrepancy in price. And when price shopping your coverage, more quotes helps locate better pricing.

Don’t assume everyone needs the same coverage

When it comes to choosing proper insurance coverage for your vehicles, there really is no best way to insure your cars. Everyone’s needs are different so this has to be addressed. These are some specific questions might help in determining whether you might need professional guidance.

  • What is UM/UIM insurance?
  • Do I need PIP (personal injury protection) coverage in my state?
  • Is there coverage for injuries to my pets?
  • Is my ex-spouse still covered by my policy?
  • If I drive on a suspended license am I covered?
  • How do I file an SR-22 for a DUI in my state?
  • Should I buy more coverage than the required minimum liability coverage?
  • Should I get collision insurance on every vehicle?

If you’re not sure about those questions but one or more may apply to you, you might consider talking to an agent. If you want to speak to an agent in your area, complete this form or click here for a list of auto insurance companies in your area.

Car insurance coverages for a Chevy Camaro

Having a good grasp of your car insurance policy can help you determine the right coverages at the best deductibles and correct limits. Car insurance terms can be confusing and nobody wants to actually read their policy. Below you’ll find typical coverage types available from car insurance companies.

Comprehensive insurance – Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims such as a tree branch falling on your vehicle, vandalism, a broken windshield, rock chips in glass and hail damage. The most you’ll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM) – Your UM/UIM coverage protects you and your vehicle’s occupants when the “other guys” are uninsured or don’t have enough coverage. This coverage pays for injuries to you and your family and damage to your Chevy Camaro.

Since many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea. Most of the time the UM/UIM limits are similar to your liability insurance amounts.

Collision – This coverage covers damage to your Camaro resulting from a collision with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers things such as colliding with another moving vehicle, rolling your car and scraping a guard rail. This coverage can be expensive, so consider dropping it from vehicles that are older. You can also bump up the deductible to bring the cost down.

Med pay and Personal Injury Protection (PIP) – Medical payments and Personal Injury Protection insurance provide coverage for bills for ambulance fees, prosthetic devices, EMT expenses and doctor visits. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Coverage applies to you and your occupants in addition to any family member struck as a pedestrian. PIP is only offered in select states but can be used in place of medical payments coverage

Liability auto insurance – This coverage protects you from damage that occurs to people or other property that is your fault. This coverage protects you against claims from other people. Liability doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You commonly see values of 25/50/25 that translate to a limit of $25,000 per injured person, $50,000 for the entire accident, and $25,000 of coverage for damaged propery. Occasionally you may see one limit called combined single limit (CSL) which provides one coverage limit with no separate limits for injury or property damage.

Liability can pay for things like emergency aid, loss of income, structural damage and court costs. How much liability should you purchase? That is a decision to put some thought into, but consider buying as large an amount as possible.