1998 Chevrolet Tahoe Insurance Quotes

Want lower auto insurance rates for your Chevrolet Tahoe? Are you intimidated by the crazy number of auto insurance companies? You’re not alone. There are so many choices that it can turn into a challenge to compare prices.

Consumers should take time to price shop coverage once or twice a year because insurance rates go up and down regularly. Just because you had the lowest price for Tahoe insurance a couple years back there is a good chance you can find better rates now. Ignore everything you know about auto insurance because we’re going to demonstrate how to quote online to lower your rates without sacrificing coverage.

Vehicle Insurance Comparison

Most major insurance companies quote price estimates on the web. Obtaining pricing is pretty painless as you just type in your required coverages into a form. Behind the scenes, the system automatically orders credit information and your driving record and returns pricing information.

This helps simplify price comparisons, but the time it takes to visit different websites and type in the same information is not the best way to spend an afternoon. But it’s absolutely necessary to do this if you are searching for a lower rate.

Compare rates the easy way

The easiest way to locate the lowest prices is to use a quote form that obtains quotes from a bunch of companies at once. This type of form saves time, eliminates form submissions, and makes price shopping online much more enjoyable and efficient. As soon as you send your information, your coverage is rated and you are able to buy any one of the quotes returned. If the quotes result in lower rates, you can click and sign and purchase coverage. The whole process can be completed in less than 10 minutes and could lower your rates considerably.

To find out if lower rates are available, simply click here to open in new window and fill out the form. If you have your current policy handy, we recommend you enter the limits and deductibles exactly as they are listed on your policy. Using the same limits helps guarantee you will get rate comparison quotes based on identical coverages.

It’s not one size fits all

When buying adequate coverage for your personal vehicles, there isn’t really a perfect coverage plan. Everyone’s situation is a little different.

For example, these questions may help you determine whether you will benefit from professional help.

I have health insurance so do I need medical payments coverage?
Am I covered if I hit my neighbor’s mailbox?
How high should deductibles be on a 1998 Chevy Tahoe?
Are my friends covered when driving my 1998 Chevy Tahoe?
How much liability do I need to cover my assets?
Can I rate high risk drivers on liability-only vehicles?
Do I have coverage when pulling a U-Haul trailer?
Do I really need UM/UIM coverage?
Do I have coverage when making deliveries for my home business?

If you can’t answer these questions but you think they might apply to your situation, you might consider talking to an agent. To find lower rates from a local agent, fill out this quick form.

Specific coverage details

Understanding the coverages of your policy aids in choosing appropriate coverage and the correct deductibles and limits. Insurance terms can be confusing and nobody wants to actually read their policy.

Comprehensive (Other than Collision)

Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for claims such as theft, hitting a bird, fire damage, hitting a deer and damage from getting keyed. The maximum payout your insurance company will pay is the actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Collision coverage

Collision insurance pays for damage to your Tahoe resulting from colliding with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things such as driving through your garage door, sideswiping another vehicle, colliding with another moving vehicle, colliding with a tree and crashing into a building. This coverage can be expensive, so you might think about dropping it from older vehicles. Another option is to bump up the deductible to get cheaper collision coverage.

Protection from uninsured/underinsured drivers

This protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. It can pay for injuries sustained by your vehicle’s occupants and damage to your 1998 Chevy Tahoe.

Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical expense insurance

Coverage for medical payments and/or PIP kick in for short-term medical expenses like surgery, X-ray expenses, funeral costs, pain medications and nursing services. They are often used in conjunction with a health insurance policy or if you are not covered by health insurance. They cover all vehicle occupants and will also cover getting struck while a pedestrian. PIP coverage is not available in all states and gives slightly broader coverage than med pay

Auto liability

This will cover damage that occurs to a person or their property by causing an accident. This coverage protects you from claims by other people, and doesn’t cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. As an example, you may have liability limits of 100/300/100 which stand for $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage pays for things like pain and suffering, attorney fees and court costs. How much liability should you purchase? That is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.