Compare 1997 Porsche 911 Insurance Rates

Searching for lower car insurance rates for your Porsche 911? Have you fallen victim to high-priced car insurance? Trust us when we tell you there are many consumers feeling the pinch from expensive car insurance. Popular companies such as Progressive, Geico and Farmers Insurance continually hit you with catchy ads and it is difficult to see through the cute green geckos and mayhem and do the work needed to find the best deal.

If you are insured now or are shopping for new coverage, you can use this information to get lower rates and still get good coverage. Finding affordable coverage is easy if you know what you’re doing. Vehicle owners only need an understanding of the tricks to get comparison rates over the internet.

Free Quotes for Insurance

There are a lot of ways to shop for insurance, but one way is less labor-intensive and much quicker. You could waste time driving to local insurance agents in your area, or you could use online quoting to get prices fast.

The majority of car insurance companies belong to an insurance system that enables customers to enter their coverage request one time, and each participating company returns a rated price. This system prevents you from having to do quotation requests to each individual insurance company. To find out how much you’re overpaying now click here to open in new window.

The one downside to getting quotes like this is that consumers can’t choose which companies you want pricing from. So if you prefer to pick specific insurance companies to compare prices, we have a page of the cheapest insurance companies in your area. View list of insurance companies.

It doesn’t matter which method you choose, just make sure you use identical quote information for each price quote. If your comparisons have different values for each quote it will be impossible to determine the lowest rate for your Porsche 911.

Discounts to lower Porsche 911 insurance rates

Companies that sell car insurance do not list every available discount very clearly, so we researched both the well known and the harder-to-find car insurance savings. If you’re not getting every credit you qualify for, you are throwing money away.

Good Students Pay Less – Performing well in school can save 20 to 25%. This discount can apply until age 25.
Military Discounts – Being on active duty in the military can result in better rates.
Multiple Cars – Having all your vehicles on one policy qualifies for this discount.
Senior Discount – Mature drivers may receive a discount up to 10% on 911 insurance.
Anti-theft System – Anti-theft and alarm systems help deter theft and therefore earn up to a 10% discount.
Accident Waiver – Some insurance companies will allow you to have one accident without raising rates if your claims history is clear for a certain period of time.
Safe Drivers – Drivers who don’t get into accidents can pay as much as 50% less on 911 insurance than less cautious drivers.

Keep in mind that some credits don’t apply to the entire policy premium. Most only cut individual premiums such as medical payments or collision. Just because it seems like it’s possible to get free car insurance, you’re out of luck.

For a list of providers who offer car insurance discounts, click here.

Tailor your coverage to you

When it comes to choosing proper insurance coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Everyone’s needs are different and your policy should reflect that. For example, these questions could help you determine whether or not you might need an agent’s assistance.

Why am I required to get a high-risk car insurance policy?
How can I find cheaper teen driver insurance?
Is my teenager covered with friends in the car?
Do I pay less for low miles?
Is my cargo covered for damage or theft?
Does my policy cover my teen driver if they drive my company car?
What can I do if my company won’t pay a claim?
What companies insure drivers after a DUI or DWI?
What if I total my 1997 Porsche 911 and owe more than it’s worth?

If you can’t answer these questions, then you may want to think about talking to an agent. To find an agent in your area, take a second and complete this form or click here for a list of insurance coverage companies in your area. It only takes a few minutes and can provide invaluable advice.

Auto insurance policy specifics

Having a good grasp of your policy can be of help when determining which coverages you need for your vehicles. The terms used in a policy can be difficult to understand and even agents have difficulty translating policy wording. Shown next are typical coverage types available from auto insurance companies.

Medical payments coverage and PIP

Med pay and PIP coverage provide coverage for short-term medical expenses for nursing services, doctor visits, prosthetic devices, EMT expenses and rehabilitation expenses. The coverages can be used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Coverage applies to all vehicle occupants and also covers if you are hit as a while walking down the street. PIP is not available in all states but can be used in place of medical payments coverage

Comprehensive coverage

This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like hitting a bird, fire damage and damage from flooding. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage

Uninsured or Underinsured Motorist coverage gives you protection when other motorists are uninsured or don’t have enough coverage. It can pay for hospital bills for your injuries and damage to your Porsche 911.

Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Auto liability insurance

Liability coverage protects you from damage that occurs to other people or property in an accident. This insurance protects YOU from legal claims by others. It does not cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show policy limits of 50/100/50 that means you have $50,000 bodily injury coverage, $100,000 for the entire accident, and a limit of $50,000 paid for damaged property.

Liability can pay for things like medical services, emergency aid and repair bills for other people’s vehicles. How much coverage you buy is a personal decision, but you should buy as much as you can afford.

Collision coverage

This pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims like rolling your car, sideswiping another vehicle and scraping a guard rail. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. Drivers also have the option to bump up the deductible to bring the cost down.