1993 Porsche 911 Insurance Quotes

Have you had enough of robbing Peter to pay Paul each month for car insurance? You are no different than many other drivers.

Numerous insurance companies battle for your hard-earned dollar, and it can be difficult to compare rates to find the lowest rate possible.

If you are paying for car insurance now, you will be able to lower your premiums substantially using these methods. Choosing the best insurance company for you is not that difficult. Nevertheless, car owners must learn the way insurance companies determine prices.

Car Insurance Comparison Rates

Comparing car insurance rates can be challenging if you don’t know the most efficient way. You can spend countless hours talking about coverages with local insurance agents in your area, or you could use the internet to get rates in a matter of minutes.

Many companies participate in a marketplace where insurance shoppers submit one quote, and every company returns a competitive quote based on the submitted data. This system prevents you from having to do quotation requests to every company.

To participate in this free quote system, click here to start a free quote.

The only downside to getting quotes like this is buyers cannot specifically choose which providers you want pricing from. If you would rather choose specific providers for rate comparison, we put together a list of the cheapest car insurance companies in your area. Click to view list.

It’s your choice how you get your quotes, but make sure you use identical coverage information for every quote you compare. If you enter differing limits it will be very difficult to determine the best price for your Porsche 911. Having just a slight variation in insurance coverages may cause a big price difference. Just keep in mind that having more price comparisons gives you a better chance of getting the best offered rates.

Situations that might require an agent

When buying coverage for your vehicles, there really is no perfect coverage plan. Every insured’s situation is different so this has to be addressed. These are some specific questions might point out if your insurance needs would benefit from professional advice.

  • Should I bundle my homeowners policy with my auto?
  • Is a blown tire covered by insurance?
  • Do I really need UM/UIM coverage?
  • Should I drop comprehensive coverage on older vehicles?
  • What can I do if my company won’t pay a claim?
  • Is a new car covered when I drive it off the dealer lot?

If it’s difficult to answer those questions but a few of them apply, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, fill out this quick form or go to this page to view a list of companies.

Car insurance coverage information

Knowing the specifics of your auto insurance policy can be of help when determining the best coverages and the correct deductibles and limits. The terms used in a policy can be impossible to understand and reading a policy is terribly boring. These are typical coverages offered by auto insurance companies.

Comprehensive auto insurance

Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims such as a tree branch falling on your vehicle, damage from flooding and damage from getting keyed. The maximum amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Coverage for medical expenses

Med pay and PIP coverage kick in for expenses for things like nursing services, hospital visits, prosthetic devices and ambulance fees. They are used to fill the gap from your health insurance policy or if you do not have health coverage. Medical payments and PIP cover you and your occupants and will also cover if you are hit as a while walking down the street. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage

Liability auto insurance

This provides protection from damage or injury you incur to other people or property by causing an accident. This insurance protects YOU from legal claims by others. It does not cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see liability limits of 50/100/50 that means you have $50,000 bodily injury coverage, a limit of $100,000 in injury protection per accident, and a total limit of $50,000 for damage to vehicles and property. Another option is a combined single limit or CSL that pays claims from the same limit without having the split limit caps.

Liability coverage protects against claims like attorney fees, medical expenses and emergency aid. How much coverage you buy is up to you, but consider buying as much as you can afford.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage gives you protection from other drivers when they are uninsured or don’t have enough coverage. Covered claims include hospital bills for your injuries and damage to your 1993 Porsche 911.

Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea. Most of the time these coverages are similar to your liability insurance amounts.

Collision protection

This covers damage to your 911 caused by collision with an object or car. You have to pay a deductible and then insurance will cover the remainder.

Collision can pay for claims such as crashing into a building, driving through your garage door, hitting a mailbox and rolling your car. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. It’s also possible to raise the deductible to get cheaper collision coverage.